Frequently Asked Questions

Millions of homeowners have adjustable rate or interest only mortgages. Rising interest rates may have caused your monthly mortgage payment to skyrocket. In fact, many homeowners wouldn’t even qualify for the loan payment they are now expected to make. You are not alone — and it is not your fault. The economy is not very predictable and rising interest rates have caught many people off guard.

If you can’t keep pace with your ever-increasing monthly payment, then contact us immediately. We can act quickly and may be able to solve your problem before your next payment is due.

Get out of your house without paying real estate commissions!

Getting out of a home when you have little or no equity can be tough. In fact, just selling for what you owe may take several months and if you list with a real estate agent the commission may have to come out of your pocket.

Contact us before listing with a real estate agent where you are locked in to paying a commission. We may be able to buy your property directly, saving you time and avoiding commission expenses.

Don’t let the stress of selling your old house keep you from enjoying your new one!

Timing in real estate can be tricky. Maybe your old house didn’t sell as quickly as expected or your buyer fell through. Are you now stuck making payments on two houses? Instead of enjoying your new home, you may feel stressed as you worry about how much more money you will throw away waiting to sell your old house.

Wouldn’t it be great if we could buy your old house so you can start enjoying your new home?

You have a lot going on. Let us take one of your worries away!

Moving for a new job or a job transfer is often very exciting. However, it is also busy and stressful. Your deadline to leave town may be out of your control and, as it approaches (or passes), the pressure to sell your house will increase.

Give us a chance to relieve you of this burden during this busy time in your life.

Don’t even consider re-listing before you contact us!

Are you frustrated because your house listed with a REALTOR® hasn’t sold? Do you know why it didn’t sell? Was it the price, the marketing, not enough open houses, poor offers, or one of many other variables?

Before re-listing with another agent, please contact us. We are active buyers and can act quickly. Let us help you get out of your house so you can stop making those mortgage payments.

Losing a job changes everything!

In today’s world of mergers and outsourcing, a job that was once safe and secure could disappear without notice. To make matters worse, many companies have hiring freezes meaning it may be difficult for you to find an equivalent replacement job.

If you’ve been the victim of corporate downsizing, it may be time to re-evaluate all of your financial commitments.

Time is of the essence. Act fast to save your credit! If your house payments are more than a month behind, your lender has probably already started foreclosure proceedings. As time passes, thousands of dollars in penalties and legal fees can be added to the balance you owe — and every single day, extra interest is added! The best advice we can offer is for you to contact us immediately. Time truly is your enemy and, the longer you wait, the harder it is for us to help. You don’t have to face this alone. We can help. Using our expertise, we aim to save your credit and help you avoid filing bankruptcy. We are caring and understanding people, and we know how tough a time this is for you. Imagine the relief you will feel once we begin working together to put this behind you. Call us today for a confidential, no obligation evaluation of your situation before it is too late!

We can help you get on with your life! Divorce is difficult, even in the best of situations. Adding the burden of selling a jointly-owned home to the stress and emotions you are feeling may be overwhelming. As real estate investors who buy houses fast, we can help. Let us give you an option that can help you get on with your life. We will be sensitive to your situation and work with you quickly to find a solution

Don’t be discouraged! Don’t let liens, judgments, or other title problems discourage you.

Real estate is often the least liquid asset in an estate! Losing a loved one is a tragic experience. When real estate is involved in the estate, it often must be sold during the probate process. If you are responsible for settling the estate, you will have your hands full simply with the legal requirements, paperwork, and deadlines. By offering a possible quick sale of the property, we can help ease the task ahead of you

Are you tired of tenants, toilets, and trash? Being a landlord is often a tiresome and thankless “job”. It isn’t easy and certainly isn’t fun. Dealing with tenants that don’t pay or damage your property is enough to make you pull out your hair. On top of the headaches is the expense and maintenance. If you’ve had enough and would like to “move on,” we can help you put this burden behind you. Tell us about your property and situation. We can help.

Are you throwing money away making payments on a vacant house? It doesn’t take long for those payments to add up and really hurt your bottom line. In addition to this financial burden, it can be exhausting trying to keep an empty house secure and maintained. Let us help. Also, if there’s a vacant house in your neighborhood bringing down property values, please let us know.

Most buyers are either afraid of properties in need of repair or they simply can’t envision the end result. However, getting your property into selling condition may take more time or money than you have available. Before investing in costly repairs, please contact us. We are experienced in buying properties that need work. Let us save you the time, money, and risk involved.

We buy many properties that have zero debt on them or little debt/large equity. We buy all different types of homes. If you are simply looking to avoid REALTOR® fees or even your State closing costs, we can buy your home seamlessly with little or no expense to you.

We require an up-front down payment that will be applied against the purchase price when you do eventually close on the property. Generally, your down payment will be between 3-10% of the purchase price, depending on the home and your personal situation. Other than that, a commitment to diligently work with us to convert you from a home renter to a home buyer by the end of the lease term is the most important qualification. A poor credit score will NOT disqualify you from our program, so don’t hesitate to consult with us.

No, unfortunately not. It wouldn’t be fair for us to put you into a home and have you make rent payments if we know you won’t qualify to buy at the end of the rental period.

Since we aren’t real estate agents, we don’t charge any commissions or other fees. But, as with anyone who buys a home, you are required to put 3-10% down, which will be fully credited to your final purchase price at closing. Beyond this, you’ll make regular monthly rent payments and cover the usual costs associated with home ownership.

No, they do not. Though, consider it this way — you’re already making rent payments somewhere. At least with a rent-to-own home, you know that these payments will pay off down the line and help you secure the home you want today.

This rarely happens because we don’t accept people into the program unless we’re 99.99% sure they’ll qualify for a mortgage loan after the lease period. In the unlikely event this occurs, we may be able to extend your lease if we’re confident you need a little more time to qualify for a mortgage loan.

The length of the rental period is based on evaluation from our third party credit consulting agency and mortgage consultant. But usually, we can bring you to a point where you can qualify to purchase in anywhere from 12-24 months.

This program is for anyone that wants to buy a home, but can’t qualify for a mortgage loan today. Most importantly, this program is for people who are willing to invest the time and energy to get their credit on track so they can qualify for a loan to become buyers. Alternatively, this program is perfect for someone who can qualify for a loan today, but just wants an extra year or two to save for a down payment, get better loan terms, or needs “seasoning” in the eyes of the lender.

This program is not for anyone who wants an overnight miracle or is unwilling to put in the time and effort to fix what’s broken.